Holiday Shopping Made Easy! 

The holiday season is a joyful time, but it can also be filled with stress, especially when thinking of gift ideas for your loved ones and doing your holiday shopping. The pressure to find the perfect gifts, navigate crowded stores, and manage your budget can turn the season into a headache.  

With some planning, you can enjoy a stress-free holiday shopping experience, discover exciting gift ideas, and even consider convenient payment options to make the most of your budget. These five Wais Tips shared by Home Credit, the country’s leading consumer finance company, can help you breeze through the process of buying presents and avoid the hassle of the holiday rush! 

Make a list.  

Santa is not the only one who benefits from making a list! Create a detailed shopping list that includes the names of the people you want to give gifts to, your gift ideas for each of them, and the shops where you can find those items. Having a list will keep you organized, help you stay on track, and reduce the likelihood of forgetting anyone or anything.  

Set a budget.  

Before you start shopping, establish a clear and realistic budget for your holiday spending. Check your list and allocate a specific amount for each person. Sticking to your budget will help you avoid overspending and refrain from experiencing financial strain during the holiday season.  

Start early.  

The early bird gets the stress-free shopping experience! Don’t wait until the last minute to start your holiday gift shopping, and purchase gifts well in advance of the holidays. Starting early allows you to take advantage of sales and discounts, avoid the holiday rush, and ensures that you have plenty of time to find the perfect gifts without feeling rushed or pressured.  

Explore installment deals.  

One of the best-kept secrets of hassle-free holiday shopping is taking advantage of installment deals. Home Credit is your go-to destination for this. They offer an extensive range of 0% interest rate installment deals on a variety of products.  

Home Credit also makes it easier for you to check amazing holiday sales through its official website or My Home Credit App. You can also check Shoppingmall.ph, an online shopping platform for all authentic smartphones, laptops, gadgets, and home appliances. This platform helps you find the best deals in stores near you, making it much easier to apply for zero-percent interest rate installment plans and get pre-approved in minutes. You can also chat with a live Sales Agent for more information.  

By choosing installment plans, you can spread the cost of your purchases over manageable periods, keeping your finances in check during the holiday season. 

Home Credit also has your back beyond gift shopping. If unexpected bills or the need for extra holiday funds arise, Home Credit offers Qwarta and Cash Loan* to help you navigate the financial challenges seamlessly. With these alternative payment options, you can enjoy the holiday season while having the financial freedom to purchase what you need and experience what you want at your own pace. 

Stay tuned for more deals and discounts!  

This holiday season, make a commitment to stress-free shopping by following these expert tips. Watch out, as well, for Home Credit’s biggest and grandest holiday offerings yet. Stay tuned for more 0% interest rate installment deals and other flexible loan offerings for a wide range of products, including mobile phones, tablets, laptops, home appliances, furniture and more!  

To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are also encouraged to download the My Home Credit App on Google Play to learn more about the latest promos and see what’s new in the Marketplace.  

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP). 

*Available to select qualified users