Fuel your next big move with PSBank
Picture this: You’re gearing up for a brand-new workday—only this time, you’re the boss, building something that’s truly yours. Exciting, right? But let’s be real—it can also feel overwhelming. Growing a venture means facing big dreams, tough decisions, and constant challenges. The good news is that with the right financial partner and a solid plan, scaling your business can be both manageable and achievable.
Whether you’re investing in equipment, replenishing inventory, or expanding your space, it’s important to know exactly how you’ll use your funds.
That’s where PSBank comes in —a reliable financial partner that helps you confidently invest in what matters most. PSBank offers various financing options that best fit your business needs and growth plans, empowering entrepreneurs like you to build businesses that last.

Ready to level up your business? Here are some practical tips to consider to support your next big move:
1. Buying Fixed Assets Like Property, Equipment, or Vehicles
If you’re investing in major assets, you need financing that fits your cash flow. PSBank SME Term Loan offers various loan terms from one to seven years, giving you breathing room to grow while managing costs.
You can also earn rebates when you make early or excess payments, helping you lower total interest costs over time. These rebates are applied automatically and credited on your due date.
2. Construction and Fit-Out of Business Locations
Building or renovating? PSBank SME Term Loan supports construction schedules with fund releases aligned to your project’s progress. Initial disbursements can go up to 60% of the appraised land value, giving you the liquidity to cover significant upfront expenses.
You can also opt for PSBank SME Business Credit Line—an accessible short-term financing solution that gives you ready funds to cover day-to-day operational needs, unexpected expenses, or additional project requirements as they arise.
3. Additional Working Capital for Ongoing Operations
Running day-to-day operations like payroll, inventory restocking, and utilities can stretch your cash flow.
PSBank Business Credit Line gives you the flexibility to support these recurring needs.
You can also open a PSBank Corporate Account and get free access to Business Online Buddy, a platform that makes handling payroll, supplier payments, and other transactions quick and hassle-free. It’s all about making your day-to-day business smoother, so you can focus on what really matters: growing your company.
4. Grow Your Business Without Touching Your Personal Savings
You don’t need to dip into your personal funds to grow your business. With PSBank SME Term Loan, you can access funding through collateral options starting at P500,000 with deposits or P2 million with real estate so you can level up your business while keeping your personal savings safe and intact.
Your Maaasahan Business Partner
PSBank makes it easy for business owners to take the next big step—with simple, flexible financing that fits your goals. Learn more about how PSBank can help your business by visiting the nearest PSBank branch or through its 24/7 Customer Experience Hotline at (632) 8845-8888. For more information on PSBank’s products and services, visit www.psbank.com.ph or follow PSBank on Facebook.
Mrs.Enero – Angel Enero is a former IT System Administrator and now a full-time SAHM to her #littleEneros. She’s a domesticated / hands-on mom who loves baking and gardening.
MRSENERODIARIES blog is an online diary of Angel Enero. Formerly a travel blogger and now a lifestyle mommy blogger. Blogging about EAT. PRAY. LOVE. TRAVEL.
PS BANK is the best reliable business partner. Big help for us